Author name: linkhellmuth

Car Insurance

What Happens When Your Car is Totaled?

You have probably heard people use the term “totaled” when talking about the condition of their car. Whether this be after a car accident, damaged parts, fire, or a natural disaster, most of us know having a totaled car is not a positive thing. What makes a car “totaled”? When you car is totaled, it […]

Home and Renters Insurance

Home Insurance and Weather Related Claims

This spring, tornadoes and other severe storms have been sweeping across the country. This has left many communities and families left to pick up the rubble left in their wake. Luckily, those with homeowners insurance are able to receive financial help and resources when putting their homes back together and repairing damage.  Some homeowners, however,

Car Insurance

How to Get Cheap Car Insurance

If you own a car, you need car insurance. It’s as simple as that. This means the car insurance industry is constantly growing and evolving as the need continues to grow. When you begin to search for car insurance, you may feel lost amongst all the different insurance companies and the deals and bundles that

Life Insurance

Benefits of Term Life Insurance

Life insurance is one of those things that everyone knows they should have, but it can be intimidating to purchase. You may find when you go to select a life insurance policy that there are a number of different types. One of their first questions people have when selecting life insurance is whether or not

Home and Renters Insurance

Why Do I Need Renters Insurance?

When you move into a rental property you will most likely either receive the advice that you need to purchase renters insurance, or it may required by the property owner. You might wonder, do I really need renters insurance? If so, why? We are here to let you know that yes, you do need renters

General Insurance

How is my Car Insurance Premium Calculated?

If you own a car, you are legally obligated to have car insurance. If you own multiple cars, you must have car insurance on each one. Because of this, the car insurance industry is huge, as the demand is high. Everyone who owns a car is automatically in the market for car insurance. With so

General Insurance

What is Workers’ Comp?

Workers’ comp, otherwise known as workers compensation or workmans’ comp, is a system put in place to protect both employers and employees. Essentially, if a worker is hurt on the job or contracts an illness as a result of their job, instead of suing their employer, they can file for workers’ comp. Workers’ comp will

General Insurance

How New Homeowners Can Save Money

Moving into a new home can be expensive. From closing costs to new furniture and appliances, the cost adds up quickly. Many of these expenses are unavoidable and should be considered when you are planning to purchase a home. Luckily, there are many ways you will be able to start to save money right away