Author name: linkhellmuth

Life Insurance

When is the Best Time to Purchase Life Insurance?

The best time to purchase life insurance is right now. Because life insurance rates are greatly  dependent on age, your rate could increase with each day that passes. Every day you wait to purchase life insurance could be costing you money. Now we know that may sound a little extreme and we admit there are […]

Business Insurance

Does My Business Need Commercial Auto Insurance?

When you think about insuring your business, there are a few different types of insurance policies that should be considered. Most people know they need property insurance or general liability insurance (or both) but one important insurance policy that often gets forgotten is commercial auto insurance.  Not all businesses need commercial auto insurance, however, if

Car Insurance

Questions We All Have About Car Insurance

Whether your a first time insurance buyer or have had insurance coverage for years, you have probably had many questions come to mind throughout the process.  Car insurance is something that should be purchased with a lot of thought and research. Unfortunately, many people make this decision on the fly, as it is something you

Car Insurance

What Happens When Your Car is Totaled?

You have probably heard people use the term “totaled” when talking about the condition of their car. Whether this be after a car accident, damaged parts, fire, or a natural disaster, most of us know having a totaled car is not a positive thing. What makes a car “totaled”? When you car is totaled, it

Home and Renters Insurance

Home Insurance and Weather Related Claims

This spring, tornadoes and other severe storms have been sweeping across the country. This has left many communities and families left to pick up the rubble left in their wake. Luckily, those with homeowners insurance are able to receive financial help and resources when putting their homes back together and repairing damage.  Some homeowners, however,

Car Insurance

How to Get Cheap Car Insurance

If you own a car, you need car insurance. It’s as simple as that. This means the car insurance industry is constantly growing and evolving as the need continues to grow. When you begin to search for car insurance, you may feel lost amongst all the different insurance companies and the deals and bundles that

Life Insurance

Benefits of Term Life Insurance

Life insurance is one of those things that everyone knows they should have, but it can be intimidating to purchase. You may find when you go to select a life insurance policy that there are a number of different types. One of their first questions people have when selecting life insurance is whether or not

Home and Renters Insurance

Why Do I Need Renters Insurance?

When you move into a rental property you will most likely either receive the advice that you need to purchase renters insurance, or it may required by the property owner. You might wonder, do I really need renters insurance? If so, why? We are here to let you know that yes, you do need renters