Keep the good times afloat with the best boat insurance in Springfield, OH

When things go wrong with your boat, insurance is there to pull you to safety. The last thing you want to do is find yourself stranded out in the water with insufficient coverage. At Link-Hellmuth, we work with multiple providers to make sure you have the best boat insurance available in Springfield, OH.

Our plans are designed to meet your budget and your watercrafts.  Getting quality coverage for an affordable price doesn't have to be difficult!

How to Save on Boat Insurance

Multi-Policy Discount
Bundle the Boat with Auto, Home, Life or Motorcycle and save!

Accident Free
With no accidents in the last three years, you'll save big time!

Safe Boater
Go to your local Boating Safety Course and save by being a Safe Boater!

Original Boat Owner

If you're original owner of your boat, you'll earn a discount!

Type of Boats We Insure

  • Sail Boats
  • House Boats
  • Bass Boats
  • Fishing Boats
  • Pontoons
  • Ski Boats
  • Bowlders
  • Bayriders
  • Runabouts
  • Jet Skis

Boat Insurance Springfield OH

Insuring Your Personal Watercraft

Shooting across the water on a toy that is a combination of boat and motorcycle is no doubt about it fun, but it's also dangerous. If you're going to take on the responsibilities of being a PWC owner, then make sure you're properly insured. Jet Skis, Sea Doos, and Wave Runners are some of the most common PWC's on the water. Whether it's a one, two, or three seater, a lake, pond, or ocean, PWC's have their own specialized insurance policies. Fortunately for you, your family, and your boat, personal watercraft INSURANCE IS VERY AFFORDABLE!

Personal Contents On Your Boat

At Link-Hellmuth Insurance, we know that there is more to cover than just your hull and motor. Whether you're hitting the water for a three hour fishing run, a day spent water skiing, or an all day party on your pontoon with friends and family, insuring your personal contents on the boat can sometimes be forgotten.. but don't worry, we have you covered! Full Replacement Cost up to $10,000 is offered for items such as fishing equipment, scuba gear, water tubes, water skis, wake boards, life jackets, computers, coolers, and even cell phones that are lost or stolen. So this year, before you head out to the lake for the first weekend of the season, make sure you're boat owner's policy is up to date and you've got Full Replacement Coverage on your ROD AND REEL!

Coverages Automatically Included

  • Fuel Spill
  • Wreckage Removal
  • Emergency Roadside Assistance
  • Repairs with No Depreciation
  • Bodily Injury Liability
  • Property Damage Liability
  • Medical Payments
  • Uninsured Boater
  • Underinsured Boater
  • Accident Forgiveness

Broken Down on the Water?
With Progressive Insurance, we offer the Sign & Glide endorsement. With Sign & Glide, if your boat breaks down on the water, we'll pay for your tow back to the marina, deliver fuel to you while on the water, or a jump if necessary. We'll provide you with a direct line to the boat rescue dispatch.

Motor Breakdown Coverage
With Progressive Insurance, we also offer Propulsion Plus. With Propulsion Plus we'll repair or place your inboard or outboard motor if you have wear and tear damage or breakdown.

Boat Trailer Coverage
Insuring your Boat Trailer is just as important as insuring your boat! Full Coverage is available to protect your boat if lost, stolen, or damaged. Side note.. when you're pulling your boat on the road and you're in an accident, the Liability Coverage whether its property damage or bodily injury will come from your Personal Auto Insurance policy.

Collision & Comprehensive
Just like your Auto Insurance, Comprehensive & Collision Coverage is available to protect your boat if damaged in a wreck, weather damage, and even theft and vandalism.


Are You a Safe Boater?

Whether you're a first time boat owner or someone who's spent more time on their fishing boat than they do at work, its always a good idea to review your safety rules before setting sail!

  • Always pay attention to the weather
  • Use common sense
  • Wear life jackets
  • Don't drink and drive your boat, or any vehicle
  • Know how to swim
  • Be CPR reliable
  • Teach kids the basics of boating
  • Use a captain's checklist
  • Maintain a safe speed
  • Obey the no-wake zones

Important Resources

Ohio Boating Safety Course

US Boat Safety Course

Ohio Fishing License

Ohio Watercraft Safety Tips

American Red Cross CPR Class

Find an Ohio Lake or Reservoir