Giving the Gift of Good Car Insurance
Despite what commercials try to tell us, giving a car as a gift for Christmas is a rare thing. After all, cars are a large commitment. Not only is there the upfront expense, but they come with on-going costs such as repairs, insurance, monthly payments, etc. In fact, Saturday Night Live recently parodied the idea of surprising someone with a new car for […]
Reducing the Risk of Starting a Business
Starting a new business can be a very rewarding experience. Not only do you have the opportunity to be your own boss, but you have the potential to pursue something that you are truly passionate about. That said, starting a new business can be a risky venture. Though people have long claimed that over 50% of businesses fail within their […]
Combatting Car Value Depreciation with Gap Insurance
Standard car insurance policies typically provide coverage for physical injuries, property damage, and other people’s vehicles. If you want coverage for your own car, you’ll need collision coverage and comprehensive coverage. Collision insurance provides coverage for your car should you hit another vehicle or an object such as a light pole. Comprehensive insurance, on the other hand, covers damage from weather, […]
Adding Comprehensive Coverage to Your Car Insurance Policy
Today’s car insurance policies are fairly customizable. While the state of Ohio requires all car owners to have a minimal level of protection, it’s likely in your best interest to add additional coverage. If you’re leasing a vehicle, you will almost certainly be required to include add-ons such as collision and comprehensive coverage. As we talked about in […]
Collision Coverage – What Does it Actually Cover and Do You Need It On Your Policy?
Car insurance policies are highly customizable. Unfortunately, when people sign up for a policy by themselves, they often check whichever boxes keep their monthly cost the lowest. This can leave them seriously under covered. On the flip side, there are occasions where people actually sign up for more coverage than they need. Though less common, it is possible to be paying a high amount of […]
Insuring a Leased Vehicle
For some people, leasing a car can offer some distinct advantages. First and foremost, it comes with a much lower out of pocket expense. Additionally, the monthly payments on a lease tend to be lower than a traditional car loan payments. While you don’t get ownership of the vehicle, and you’ll have a cap on the miles you can drive, lease […]
Making Sure Your Condo is Properly Insured
For those who are tired of renting but not keen on buying an entire home, a condo can serve as a happy middle ground. Condos are generally cheaper, they require less maintenance, and they’re often closer to metro areas. While you might not get to enjoy a private lawn or design your home’s exterior, you can give extra attention to the […]
Should I Switch Homeowners Insurance Companies?
Home insurance is unquestionably something every homeowner should have. In fact, for most homeowners, they’re likely required to have it. But not all insurance policies are created equal, and the insurance provider that’s best for one person might not be the best for another. To ensure that you’re getting the insurance coverage you need at a […]
Insuring a Classic Car – Is it Any Different?
Do you have a special vehicle you keep tucked away under a cover for most of the year? Is that vehicle a few decades old? Do you only bring it out for special events and showings? If said yes to all three of those, then you likely have a classic car on your hands. And if you have a classic car, you’ll […]
What Type of Insurance Do I Need for a Second Home?
Buying a second home isn’t something to take lightly. In addition to being an added expense, it comes with its own unique responsibilities and requirements. Whether it’s a lake property to retreat to during the summer or a place down south to visit in the winter, you need to take care of it even when you’re not living in […]