What Are The Most Common Home Insurance Claims?
All homeowners know investing in a home insurance policy is vital to the home buying and owning process. Sometimes, however, when your home insurance goes unused (really, this is a good thing) it can feel like a waste of money. Have you ever wondered, why do I need home insurance? Well, trust us, as home […]
Auto Insurance Terms You Need to Know
Understanding any kind of insurance policy can feel complicated. As independent insurance agents, we understand that most of the people we serve don’t have the extensive knowledge of the insurance industry we do. For that reason, at Link Hellmuth Insurance we are intentional to thoroughly explain all the insurance options available to you. Starting with […]
What is Landlord Insurance?
If you own a property with tenants living in it, rent out your home, or vacation property this information is for you. As a landlord renting out a residential property, you may assume your homeowner’s insurance combined with your tenant’s renter’s insurance in Springfield, Ohio will cover all your bases. Think again. When it comes […]
Business Insurance FAQs
As a business owner, you have a lot on your plate. We know the weight of running or starting a business can be heavy. Let us support you by answering your business insurance questions here today. Below we have accumulated some of the most frequently asked questions about business insurance. What is Business Insurance? As […]
Car Insurance as an Uber Driver: What You Need to Know
In the past few years, side hustles and contract work such as grocery delivery and ride-sharing apps have become extremely popular. As everything as shifted and unemployment ha been on the rise, these jobs have provided for families in these difficult times. While becoming an uber driver may seem as easy as submitting an application […]
What Does The Homeowners Insurance Claim Process Look Like?
If you own a home, you also must have a homeowners insurance policy. If you are an especially lucky homeowner, it is possible you have never needed to file a homeowners insurance claim. This does not mean that having home insurance isn’t worth it for you, it simply means you are incredibly fortunate. Homeowners insurance […]
Homeowners Insurance and Your Roof
Having homeowners insurance is essential when disaster strikes. This is especially true for natural disasters that affect the integrity of the outside of your home. Your roof is one of the most important factors in protecting your home from further damage. Insurance companies know how effective a roof can be in preventing damage, for this […]
A Few Good Reasons to Buy Renters Insurance
When renting an apartment, townhome, or house you will want to purchase renters insurance. Sure, your landlord has property insurance, but did you know that won’t cover any of your belongings? Your landlord’s property insurance covers the structure of the property. If you want any of your belongings covered in the event of a fire, […]
The Breakdown of Your Car Insurance Premium
When you purchase a car, whether you lease, finance, or pay cash, you are legally obligated to also purchase a car insurance plan. Each car you own must be included on a car insurance plan. This means, the demand for car insurance is high and the industry is huge as every car owner needs it. […]
Adding Cybersecurity Insurance to Your Business Insurance Policy
The world of business insurance has been evolving just as fast as businesses themselves. As if businesses weren’t already dependent on technology, this has only escalated in the past few years. As a business owner, you are able to utilize the fast-paced world of technology to capitalize on marketing efforts, connect with customers, streamline business […]