Should I Switch Homeowners Insurance Companies?
Home insurance is unquestionably something every homeowner should have. In fact, for most homeowners, they’re likely required to have it. But not all insurance policies are created equal, and the insurance provider that’s best for one person might not be the best for another. To ensure that you’re getting the insurance coverage you need at a […]
Insuring a Classic Car – Is it Any Different?
Do you have a special vehicle you keep tucked away under a cover for most of the year? Is that vehicle a few decades old? Do you only bring it out for special events and showings? If said yes to all three of those, then you likely have a classic car on your hands. And if you have a classic car, you’ll […]
What Type of Insurance Do I Need for a Second Home?
Buying a second home isn’t something to take lightly. In addition to being an added expense, it comes with its own unique responsibilities and requirements. Whether it’s a lake property to retreat to during the summer or a place down south to visit in the winter, you need to take care of it even when you’re not living in […]
Insurance for Home-Based Business
Running a business out of your home has become increasingly common. Not only is it more convenient, but you don’t have to worry about the extra rental, utility, and commuting costs that come with officing elsewhere. Some people assume that they can save further by using their home insurance policy to cover their business well. After all, your business is inside of your home. Doesn’t that mean your home insurance covers it? Unfortunately, no. […]
How is Landlord Insurance Different from Traditional Home Insurance?
If you own a home, you should absolutely have insurance coverage for it. In fact, those who have a mortgage are likely required by their lender to have an insurance policy in place. Homes are very expensive, and all it takes is one fire or act of nature to bring it all down. The question is, what type of […]
Should I Switch Car Insurance Companies?
Almost everyone would like to pay less money for their car insurance. Unfortunately, there isn’t one insurance company that is automatically cheaper for everyone. The cost of car insurance from a particular company is highly situation, depending on where you live, what you drive, what your record is, and more. The cheapest company for one driver may be different […]
Do I Need insurance as a Sole Proprietor?
For those who want to run their own business in the simplest way possible, a sole proprietorship is a popular way to go. With a sole proprietorship, there is no legal distinction between you and your business, which means you don’t have to worry about complex organizational structures, and your taxes will be more straight forward than they are with other business types. You can […]
What Kind of Insurance Do I Need as a Personal Trainer?
As society has become more health-conscious in recent years, the demand for personal trainers has risen. Becoming a personal trainer is a great way to help others achieve their personal goals while also keeping yourself in great shape. As with any business, however, it’s important that you’re protected against accidents and lawsuits. This is where business insurance comes […]
Insuring a Food Truck in Ohio
With businesses across the state having to close their doors amidst the COVID-19 crisis, many restaurants are struggling to adapt and survive off take-out and delivery orders. Food trucks, however, can continue to operate normally. As people look to escape their homes for a bit and eat food some tasty food they don’t have to make themselves, food trucks have an opportunity to thrive. In fact, due to their unique mobility and […]
Business Interruption Insurance – COVID-19
With the current quarantine measures in most major states, many businesses are having to put their operations on pause. Even those that are continuing to stay open are finding themselves losing customers, vendors, or partners as the crisis continues. While businesses generally try to protect themselves and plan for unforeseen circumstances, few if any were ready for something like this. With […]