5 Homeowners Insurance Facts
If you own a home, chances are you know the basics of homeowners insurance. At Link-Hellmuth Insurance, we are all about insurance and educating homeowners on all the ins and outs of their unique homeowner’s insurance policy. Every insurance policy looks different from the next. Did you know these facts about your homeowner’s insurance policy […]
Is Business Insurance Required By Law?
When it comes to business insurance, requirements can vary state by state and may depend on the industry you work in. In most cases, commercial business insurance in Springfield, Ohio is not mandated by law. However, some businesses or states may require one or all of the following when it applies to your business. Most […]
Liability Vs. Full Coverage Car Insurance
When it comes time for you to purchase car insurance for the first time or renew your current policy, you will be confronted with many options. Drivers are faced with the difficult task of finding the balance between having enough insurance coverage for their vehicle while also not trying to pay extra for the coverage […]
Ohio Minimum Coverage Requirements for Car Insurance
In Ohio, driving any motor vehicle without insurance or other proof of financial responsibility (FR) is illegal. It is also illegal for any motor vehicle owner to allow another person to drive the owner’s vehicle without FR proof. To comply with these requirements, any driver or car owner must have a current and up-to-date insurance […]
Liability Vs. Full Coverage Car Insurance
When it comes time for you to purchase car insurance for the first time or renew your current policy, you will be confronted with many options. Drivers are faced with the difficult task of finding the balance between having enough insurance coverage for their vehicle while also not trying to pay extra for the coverage […]
Ohio Minimum Coverage Requirements for Car Insurance
In Ohio, it is illegal to drive any motor vehicle without insurance or other proof of financial responsibility (FR). It is also illegal for any motor vehicle owner to allow another person to drive the owner’s vehicle without FR proof. To comply with these requirements, any driver or car owner must have a current and […]
Holiday Related Insurance Claims
The Holiday season is here! It is likely this month is filled with travel, family, friends, parties, gifts, and lots of good food. It’s the most wonderful time of the year! Unfortunately, the joy of the season can quickly be extinguished as holiday celebrations come with additional risks that might result in an insurance claim. […]
End-of-Year Insurance Review
It’s officially December which means the end of the year is fast approaching. It won’t be long until we are counting down to a new year. A new year can bring many additional new things with it. And in our world, a new year means it may be time for new insurance policies. A lot […]
What is Premise Liability Insurance?
We know as business owners the list of possible insurance needs appears endless. Are you stumped on which insurance your business needs and which is a waste of money? Not all business insurance options will apply to every type of business. So how do you know what is right for you? Contact our team at […]
How to be a Smart Renter
Renting a home or apartment can be a wonderful option when you aren’t interested or able to own your own home or property. Renting comes with many benefits and meets the needs of so many people around the world. Renting does also come with some risks. If you aren’t careful, you can find yourself in […]