What is Premise Liability Insurance?
We know as business owners the list of possible insurance needs appears endless. Are you stumped on which insurance your business needs and which is a waste of money? Not all business insurance options will apply to every type of business. So how do you know what is right for you? Contact our team at […]
How to be a Smart Renter
Renting a home or apartment can be a wonderful option when you aren’t interested or able to own your own home or property. Renting comes with many benefits and meets the needs of so many people around the world. Renting does also come with some risks. If you aren’t careful, you can find yourself in […]
Do You Need a Home Security System?
Technology is enhancing every area of our lives at a rapid pace, from self-driving cars to tiny computers in our pockets. We have seen technology really take off in the area of home operation and security. The smart home is no longer just a silly futuristic movie from the 90s but it is now a […]
How Can a Speeding Ticket Affect Your Insurance Rates?
We have all been there. That sinking feeling when you are cruising down the road and seemingly out of nowhere you catch a glimpse of red and blue light flashing behind you. The thoughts start running through your mind. What’s the speed limit? How fast was I going? Are they following me or someone else? […]
Could You be Overpaying on Auto Insurance?
Every driver is required to purchase car insurance. It has become an essential need to protect your assets as a driver. Each state has a minimum required auto insurance which you must obtain when purchasing a car. For many, it is beneficial to purchase more than the minimum required insurance to ensure they are protected […]
Water Damage Vs. Flood Damage
Most homeowners may use the terms “flood damage” and “water damage” interchangeably. They may even be surprised to find out that these terms are actually two very different things. In your average everyday conversation, it isn’t a big deal, but in the world of home insurance, these two types of damage are very different. Do […]
Business Insurance For The Small Business Owner
As a small business owner, you wear many hats. In one day you go from boss to salesperson, to accountant, to janitor, and more. When you are just starting out, the weight of being in so many roles can feel heavy, and the to-do list can feel endless. Well, today, let’s cross one thing off […]
Safety Tips For Driving With Children
If you are a parent, you know a big part of your day-to-day life involves driving car loads of children all around town. From grocery pick-ups to school, soccer practice, and play dates. You may be feeling like a glorified taxi cab at this point. Knowing that you spend so much time on the road […]
Before You Say “NO” to Renters Insurance…
It is estimated that only 37% of renters have a renters insurance policy. As agents who fully understand how valuable a renters insurance policy can be, this is a surprising and concerning statistic. Why are so many people saying no to renters insurance? It is clear the benefits of renters insurance are unclear to many […]
Consequences of Driving Without Car Insurance in Ohio
Driving without car insurance is illegal in Ohio. It is actually illegal in all states except New Hampshire. The consequences of driving without car insurance vary greatly from state to state. The penalties can range from a warning to large fines or even jail time. Can You Drive Without Car Insurance? In 49 of the […]