Did you know that whether you’re a hard working farmer who wakes up and hits the field before dawn or just a family who lives on several acres of land, that sometimes a Farm Owners Insurance policy may be a better route then your traditional Homeowners policy. Items to be insured on a Farm policy are crops, your livestock, horses, feed, barns & outbuildings, machinery & tractors. If you’re a small family who just has a horse or two and the kids are in 4-H, Incidental Farm Liability coverage helps protect you in the event of an accident on your land. If your plan is to leave your farm or land to a family member as a legacy, make sure you are protecting it now in the present day, so that it is still here when it comes time to PASS IT ON.