Whether you’re a new young family starting out or an older couple downsizing, condos are a popular and convenient way to live. Never having to cut your grass, community pool and fitness center, neighborhood snow removal, the list goes on and on why people are moving into condos. Perhaps one of the overlooked advantages of being a condo owner is the insurance aspect. Typically the condo association is responsible for the main structure of the building, so they will carry the bulk of the insurance weight. Depending on your bylaws, you are typically responsible for insuring everything from the drywall in. Most condo owners do not carry enough coverage to really replace the whole inside of the home; flooring, paint, cabinets, bathroom & kitchen fixtures. Don’t always assume the condo association will take care of your damages. Take ownership of your CONDO INSURANCE.