Category: Car Insurance

Adding Teens to Your Auto Insurance Policy

Having a child who can drive a car can be a stressful experience for any parent. However, having a child who is driving without proper insurance coverage is much more frightening. Some parents assume that their insurance policy covers their child. That might be true if your teen is still driving with a learner’s permit. Since a permit requires a licensed […]

Insuring a New Car Purchase vs. a New Lease

To buy or to lease. For people looking to drive a new vehicle, it can be a difficult question. Leasing has become an increasingly attractive option in recent years. Since almost all cars are pretty poor investments (even if they don’t breakdown), leasing reduces the commitment, allowing you to drive a brand-new car without having to cover the $20k+ sticker price.  […]

Giving the Gift of Good Car Insurance

Despite what commercials try to tell us, giving a car as a gift for Christmas is a rare thing. After all, cars are a large commitment. Not only is there the upfront expense, but they come with on-going costs such as repairs, insurance, monthly payments, etc. In fact, Saturday Night Live recently parodied the idea of surprising someone with a new car for […]

Combatting Car Value Depreciation with Gap Insurance

Standard car insurance policies typically provide coverage for physical injuries, property damage, and other people’s vehicles. If you want coverage for your own car, you’ll need collision coverage and comprehensive coverage. Collision insurance provides coverage for your car should you hit another vehicle or an object such as a light pole. Comprehensive insurance, on the other hand, covers damage from weather, […]

Collision Coverage – What Does it Actually Cover and Do You Need It On Your Policy?

Car insurance policies are highly customizable. Unfortunately, when people sign up for a policy by themselves, they often check whichever boxes keep their monthly cost the lowest. This can leave them seriously under covered. On the flip side, there are occasions where people actually sign up for more coverage than they need. Though less common, it is possible to be paying a high amount of […]