Category: Car Insurance
What Does it Mean to Have a Car Totaled?
You have probably heard people use the term “totaled” when talking about the condition of their car. Whether this is after a car accident, damaged parts, fire, or a natural disaster, most of us know having a totaled car is not a positive thing. What makes a car “totaled”? When your car is totaled, it […]
The Basics of Auto Insurance
When you shop for auto insurance, it can be overwhelming. Between coverage required by law and additional add-ons galore, it can be hard to know what coverage you need and which options may be a waste of money. This is where a trusted insurance agent comes in handy. If you are questioning your auto insurance […]
Liability Vs. Full Coverage Car Insurance
When it comes time for you to purchase car insurance for the first time or renew your current policy, you will be confronted with many options. Drivers are faced with the difficult task of finding the balance between having enough insurance coverage for their vehicle while also not trying to pay extra for the coverage […]
Ohio Minimum Coverage Requirements for Car Insurance
In Ohio, driving any motor vehicle without insurance or other proof of financial responsibility (FR) is illegal. It is also illegal for any motor vehicle owner to allow another person to drive the owner’s vehicle without FR proof. To comply with these requirements, any driver or car owner must have a current and up-to-date insurance […]
Liability Vs. Full Coverage Car Insurance
When it comes time for you to purchase car insurance for the first time or renew your current policy, you will be confronted with many options. Drivers are faced with the difficult task of finding the balance between having enough insurance coverage for their vehicle while also not trying to pay extra for the coverage […]
Ohio Minimum Coverage Requirements for Car Insurance
In Ohio, it is illegal to drive any motor vehicle without insurance or other proof of financial responsibility (FR). It is also illegal for any motor vehicle owner to allow another person to drive the owner’s vehicle without FR proof. To comply with these requirements, any driver or car owner must have a current and […]
Holiday Related Insurance Claims
The Holiday season is here! It is likely this month is filled with travel, family, friends, parties, gifts, and lots of good food. It’s the most wonderful time of the year! Unfortunately, the joy of the season can quickly be extinguished as holiday celebrations come with additional risks that might result in an insurance claim. […]
How Can a Speeding Ticket Affect Your Insurance Rates?
We have all been there. That sinking feeling when you are cruising down the road and seemingly out of nowhere you catch a glimpse of red and blue light flashing behind you. The thoughts start running through your mind. What’s the speed limit? How fast was I going? Are they following me or someone else? […]
Could You be Overpaying on Auto Insurance?
Every driver is required to purchase car insurance. It has become an essential need to protect your assets as a driver. Each state has a minimum required auto insurance which you must obtain when purchasing a car. For many, it is beneficial to purchase more than the minimum required insurance to ensure they are protected […]
Safety Tips For Driving With Children
If you are a parent, you know a big part of your day-to-day life involves driving car loads of children all around town. From grocery pick-ups to school, soccer practice, and play dates. You may be feeling like a glorified taxi cab at this point. Knowing that you spend so much time on the road […]