Category: Car Insurance
How Distracted Driving Can Affect Your Auto Insurance Premiums
The national highway and traffic safety administration is continuing to share alarming statistics such as this one shared in 2020. “Out of 5 million crashes reported in 2020, 13% were due to distracted drivers, that’s nearly 680,000 accidents that could have been completely avoided with safer driving practices.” Today, there are so many distractions drivers […]
What is $0 Deductible Glass Coverage? Do You Have It?
The roads of Ohio present all kinds of hazards to the body of your car. Your windows and windshield are one part of your car that is especially vulnerable to damage. Whether You are driving in the city streets of Springfield, or the open country roads, you never know when a windshield crack could affect […]
Will My Car Insurance Cover a Hit-and-Run Accident?
The unfortunate truth is that most people will experience some sort of car collision or accident in their driving years. Fender benders or major crashes, accidents happen both big and small all the time, that’s a big part of why you have car insurance in the first place, right? Car Insurance is designed to take […]
What Does it Mean to Have a Car Totaled?
You have probably heard people use the term “totaled” when talking about the condition of their car. Whether this is after a car accident, damaged parts, fire, or a natural disaster, most of us know having a totaled car is not a positive thing. What makes a car “totaled”? When your car is totaled, it […]
The Basics of Auto Insurance
When you shop for auto insurance, it can be overwhelming. Between coverage required by law and additional add-ons galore, it can be hard to know what coverage you need and which options may be a waste of money. This is where a trusted insurance agent comes in handy. If you are questioning your auto insurance […]
Liability Vs. Full Coverage Car Insurance
When it comes time for you to purchase car insurance for the first time or renew your current policy, you will be confronted with many options. Drivers are faced with the difficult task of finding the balance between having enough insurance coverage for their vehicle while also not trying to pay extra for the coverage […]
Ohio Minimum Coverage Requirements for Car Insurance
In Ohio, driving any motor vehicle without insurance or other proof of financial responsibility (FR) is illegal. It is also illegal for any motor vehicle owner to allow another person to drive the owner’s vehicle without FR proof. To comply with these requirements, any driver or car owner must have a current and up-to-date insurance […]
Liability Vs. Full Coverage Car Insurance
When it comes time for you to purchase car insurance for the first time or renew your current policy, you will be confronted with many options. Drivers are faced with the difficult task of finding the balance between having enough insurance coverage for their vehicle while also not trying to pay extra for the coverage […]
Ohio Minimum Coverage Requirements for Car Insurance
In Ohio, it is illegal to drive any motor vehicle without insurance or other proof of financial responsibility (FR). It is also illegal for any motor vehicle owner to allow another person to drive the owner’s vehicle without FR proof. To comply with these requirements, any driver or car owner must have a current and […]
Holiday Related Insurance Claims
The Holiday season is here! It is likely this month is filled with travel, family, friends, parties, gifts, and lots of good food. It’s the most wonderful time of the year! Unfortunately, the joy of the season can quickly be extinguished as holiday celebrations come with additional risks that might result in an insurance claim. […]