Category: General Insurance
What Does Working With an Independent Insurance Agent Mean for You?
When searching for any kind of insurance, whether it be home, auto, renters, business or more, it is important to first find an insurance agent to help you along the way. Why Do You Need an Insurance Agent? The world of insurance is vast. Paperwork is technical and confusing, Companies offer a multitude of plans […]
Insuring a Food Truck in Ohio
With businesses across the state having to close their doors amidst the COVID-19 crisis, many restaurants are struggling to adapt and survive off take-out and delivery orders. Food trucks, however, can continue to operate normally. As people look to escape their homes for a bit and eat food some tasty food they don’t have to make themselves, food trucks have an opportunity to thrive. In fact, due to their unique mobility and […]
Understanding the Differences Between Commercial and Personal Auto Insurance
Do you have a vehicle that you use for work in some capacity? You’ll want to make sure you have it ensured properly. A personal auto insurance policy might not be enough. In fact, work use could invalidate a personal plan. You can’t expect a business owner policy (BOP) to bridge the gap either. While a BOP provides coverage […]
Business Owner’s Policy – When General Liability Insurance Isn’t Enough
Insurance is an important piece of running a business, regardless of your size. For small businesses with limited resources, it’s especially critical that you have proper liability coverage. Otherwise, causing a serious injury and/or getting sued could result in a crippling loss of funds. Even if you’re under an LLC, you could be personally exposed to these types of risks. […]
Why Should I Use An Agent To Purchase insurance?
In today’s day and age we are all about instant gratification. Everything can be done in the blink of an eye or a click of a button through an online platform or website. This rings true for purchasing insurance too. The idea of using an insurance agent may seem a little old school when you […]
How is my Car Insurance Premium Calculated?
If you own a car, you are legally obligated to have car insurance. If you own multiple cars, you must have car insurance on each one. Because of this, the car insurance industry is huge, as the demand is high. Everyone who owns a car is automatically in the market for car insurance. With so […]
What is Workers’ Comp?
Workers’ comp, otherwise known as workers compensation or workmans’ comp, is a system put in place to protect both employers and employees. Essentially, if a worker is hurt on the job or contracts an illness as a result of their job, instead of suing their employer, they can file for workers’ comp. Workers’ comp will […]
How New Homeowners Can Save Money
Moving into a new home can be expensive. From closing costs to new furniture and appliances, the cost adds up quickly. Many of these expenses are unavoidable and should be considered when you are planning to purchase a home. Luckily, there are many ways you will be able to start to save money right away […]
Home Insurance for Life’s Unpredictable Moments
When you purchase a home you take on a big responsibility. It can be a bit scary or overwhelming to think about how much you now rely on that home for. You expect that home to protect your family and your belongings. Your home should give you a sense of security and comfort. So what […]
Benefits of Using an Insurance Agent
There are many avenues you can take to purchase insurance today. Some people have the idea that the way to get the best deals and save the most money is to sign up directly with the insurance company. While anyone is able to contact an insurance company directly and start a plan, it’s not going […]