Author name: linkhellmuth

Car Insurance

The Impact of a Good Driving Record on Car Insurance Premiums

Maintaining a good driving record is not just about staying safe on the road—it can also lead to significant savings on your car insurance premiums. For residents in Springfield, Ohio, securing cheap car insurance often hinges on demonstrating responsible driving habits. In this comprehensive guide, we’ll delve deeper into how a clean driving record influences […]

Home and Renters Insurance

The Importance of Renters Insurance for College Students

As college students embark on their academic journeys, many choose to live off-campus, enjoying the independence and responsibility that come with renting their own space. However, with this newfound freedom comes the need to protect personal belongings and ensure financial security. This is where renters insurance plays a crucial role. For college students living off-campus

Business Insurance

Cybersecurity and Small Business Insurance: Protecting Your Digital Assets

In today’s increasingly digital world, small businesses are becoming prime targets for cyberattacks. Data breaches, ransomware, and hacking can have devastating consequences for businesses, leading to financial losses, reputational damage, and even legal liabilities. Fortunately, having the right business insurance in Springfield, OH can help protect your company from these emerging threats. In this article,

Car Insurance

Telematics and Usage-Based Insurance: Is It Right for Your Car Insurance in Springfield, Ohio?

In the world of car insurance, technology is reshaping the way premiums are calculated. Telematics and usage-based insurance (UBI) programs have become increasingly popular, offering a personalized approach to coverage that can help safe drivers save on their premiums. But how do these programs work, and is usage-based insurance the right choice for you? In

Car Insurance

Clarifying Common Misconceptions About Auto Insurance

Auto insurance is a crucial aspect of responsible car ownership, but there are many myths and misconceptions that can lead to confusion and poor decision-making. At Link-Hellmuth Insurance, we want to ensure that our customers in Springfield, Ohio, have the most accurate information to make informed choices. In this blog post, we’ll debunk some of