Author: linkhellmuth
Collision Coverage – What Does it Actually Cover and Do You Need It On Your Policy?
Car insurance policies are highly customizable. Unfortunately, when people sign up for a policy by themselves, they often check whichever boxes keep their monthly cost the lowest. This can leave them seriously under covered. On the flip side, there are occasions where people actually sign up for more coverage than they need. Though less common, it is possible to be paying a high amount of […]
Insuring a Leased Vehicle
For some people, leasing a car can offer some distinct advantages. First and foremost, it comes with a much lower out of pocket expense. Additionally, the monthly payments on a lease tend to be lower than a traditional car loan payments. While you don’t get ownership of the vehicle, and you’ll have a cap on the miles you can drive, lease […]
Making Sure Your Condo is Properly Insured
For those who are tired of renting but not keen on buying an entire home, a condo can serve as a happy middle ground. Condos are generally cheaper, they require less maintenance, and they’re often closer to metro areas. While you might not get to enjoy a private lawn or design your home’s exterior, you can give extra attention to the […]
Should I Switch Homeowners Insurance Companies?
Home insurance is unquestionably something every homeowner should have. In fact, for most homeowners, they’re likely required to have it. But not all insurance policies are created equal, and the insurance provider that’s best for one person might not be the best for another. To ensure that you’re getting the insurance coverage you need at a […]
Insuring a Classic Car – Is it Any Different?
Do you have a special vehicle you keep tucked away under a cover for most of the year? Is that vehicle a few decades old? Do you only bring it out for special events and showings? If said yes to all three of those, then you likely have a classic car on your hands. And if you have a classic car, you’ll […]
What Type of Insurance Do I Need for a Second Home?
Buying a second home isn’t something to take lightly. In addition to being an added expense, it comes with its own unique responsibilities and requirements. Whether it’s a lake property to retreat to during the summer or a place down south to visit in the winter, you need to take care of it even when you’re not living in […]
Insurance for Home-Based Business
Running a business out of your home has become increasingly common. Not only is it more convenient, but you don’t have to worry about the extra rental, utility, and commuting costs that come with officing elsewhere. Some people assume that they can save further by using their home insurance policy to cover their business well. After all, your business is inside of your home. Doesn’t that mean your home insurance covers it? Unfortunately, no. […]
How is Landlord Insurance Different from Traditional Home Insurance?
If you own a home, you should absolutely have insurance coverage for it. In fact, those who have a mortgage are likely required by their lender to have an insurance policy in place. Homes are very expensive, and all it takes is one fire or act of nature to bring it all down. The question is, what type of […]
Should I Switch Car Insurance Companies?
Almost everyone would like to pay less money for their car insurance. Unfortunately, there isn’t one insurance company that is automatically cheaper for everyone. The cost of car insurance from a particular company is highly situation, depending on where you live, what you drive, what your record is, and more. The cheapest company for one driver may be different […]
Do I Need insurance as a Sole Proprietor?
For those who want to run their own business in the simplest way possible, a sole proprietorship is a popular way to go. With a sole proprietorship, there is no legal distinction between you and your business, which means you don’t have to worry about complex organizational structures, and your taxes will be more straight forward than they are with other business types. You can […]