Author: linkhellmuth
Do I Need insurance as a Sole Proprietor?
For those who want to run their own business in the simplest way possible, a sole proprietorship is a popular way to go. With a sole proprietorship, there is no legal distinction between you and your business, which means you don’t have to worry about complex organizational structures, and your taxes will be more straight forward than they are with other business types. You can […]
What Kind of Insurance Do I Need as a Personal Trainer?
As society has become more health-conscious in recent years, the demand for personal trainers has risen. Becoming a personal trainer is a great way to help others achieve their personal goals while also keeping yourself in great shape. As with any business, however, it’s important that you’re protected against accidents and lawsuits. This is where business insurance comes […]
Insuring a Food Truck in Ohio
With businesses across the state having to close their doors amidst the COVID-19 crisis, many restaurants are struggling to adapt and survive off take-out and delivery orders. Food trucks, however, can continue to operate normally. As people look to escape their homes for a bit and eat food some tasty food they don’t have to make themselves, food trucks have an opportunity to thrive. In fact, due to their unique mobility and […]
Business Interruption Insurance – COVID-19
With the current quarantine measures in most major states, many businesses are having to put their operations on pause. Even those that are continuing to stay open are finding themselves losing customers, vendors, or partners as the crisis continues. While businesses generally try to protect themselves and plan for unforeseen circumstances, few if any were ready for something like this. With […]
Understanding the Differences Between Commercial and Personal Auto Insurance
Do you have a vehicle that you use for work in some capacity? You’ll want to make sure you have it ensured properly. A personal auto insurance policy might not be enough. In fact, work use could invalidate a personal plan. You can’t expect a business owner policy (BOP) to bridge the gap either. While a BOP provides coverage […]
Business Owner’s Policy – When General Liability Insurance Isn’t Enough
Insurance is an important piece of running a business, regardless of your size. For small businesses with limited resources, it’s especially critical that you have proper liability coverage. Otherwise, causing a serious injury and/or getting sued could result in a crippling loss of funds. Even if you’re under an LLC, you could be personally exposed to these types of risks. […]
How Does Car Insurance Work in Fatal Accidents?
An injury-free car accident can be a scary ordeal in its own right. When a crash results in a death, things can feel overwhelming. While you might not want to think about it, it’s important to know what’s covered in the case of a fatal car accident. For anything to be covered, the death must be directly related to a motor vehicle. An […]
Why Should I Use An Agent To Purchase insurance?
In today’s day and age we are all about instant gratification. Everything can be done in the blink of an eye or a click of a button through an online platform or website. This rings true for purchasing insurance too. The idea of using an insurance agent may seem a little old school when you […]
Winter Threats To Your Home
Every year the cold winter temperatures, harsh winds, and big snow falls inevitably grace us with their presence whether we are ready or not. These natural elements can be fun when your sledding, ice skating, or enjoying a cozy fire in your home. These elements are not so fun, however, when they make the roads […]
Why Term Life Insurance?
Are you in the market for purchasing a life insurance policy? If the answer is no, hopefully it’s because you already have a policy. If you don’t already have a life insurance policy, then you should begin looking into your options for one today! We say you should start looking today because when it comes […]