Author: linkhellmuth

Collision Coverage – What Does it Actually Cover and Do You Need It On Your Policy?

Car insurance policies are highly customizable. Unfortunately, when people sign up for a policy by themselves, they often check whichever boxes keep their monthly cost the lowest. This can leave them seriously under covered. On the flip side, there are occasions where people actually sign up for more coverage than they need. Though less common, it is possible to be paying a high amount of […]

Insuring a Leased Vehicle

For some people, leasing a car can offer some distinct advantages. First and foremost, it comes with a much lower out of pocket expense. Additionally, the monthly payments on a lease tend to be lower than a traditional car loan payments. While you don’t get ownership of the vehicle, and you’ll have a cap on the miles you can drive, lease […]

Insurance for Home-Based Business

Running a business out of your home has become increasingly common. Not only is it more convenient, but you don’t have to worry about the extra rental, utility, and commuting costs that come with officing elsewhere. Some people assume that they can save further by using their home insurance policy to cover their business well.   After all, your business is inside of your home. Doesn’t that mean your home insurance covers it? Unfortunately, no.  […]

Should I Switch Car Insurance Companies?

Almost everyone would like to pay less money for their car insurance. Unfortunately, there isn’t one insurance company that is automatically cheaper for everyone. The cost of car insurance from a particular company is highly situation, depending on where you live, what you drive, what your record is, and more.  The cheapest company for one driver may be different […]

Do I Need insurance as a Sole Proprietor?

For those who want to run their own business in the simplest way possible, a sole proprietorship is a popular way to go. With a sole proprietorship, there is no legal distinction between you and your business, which means you don’t have to worry about complex organizational structures, and your taxes will be more straight forward than they are with other business types.  You can […]