Author: linkhellmuth
Unlocking Savings: Top 5 Factors That Affect Home Insurance Rates in Springfield, Ohio
In the heart of Ohio, Springfield stands as a vibrant city with a rich history and a diverse community. As a homeowner in Springfield, understanding the key factors that influence your home insurance rates is crucial for making informed decisions about coverage and costs. In this blog post, we’ll explore the top 5 factors that […]
How Age and Driving Experience Influence Auto Insurance Rates in Springfield, Ohio
Understanding the nuances of auto insurance is crucial, especially when it comes to factors like age and driving experience. In Springfield, Ohio, these variables play a significant role in determining auto insurance rates. In this blog post, we’ll delve into the specifics of how age and driving experience influence insurance premiums in this region, offering […]
The Impact of Undisclosed Drivers on Your Auto Insurance and Why Updating Your Policy Matters
Whether you have recently purchased a new car or are simply updating your auto insurance policy you will come across an opportunity to list all known drivers. What does this mean? This means you are disclosing to your insurance company anyone else, in addition to yourself who may be driving your car. Sometimes it can […]
Securing Your Peace of Mind: Understanding the Coverage Offered by Renters Insurance
If you are renting an apartment, condo, home, or really any property at all, it’s possible that your landlord requires you to obtain renters insurance. This is because most landlords or rental companies understand the great benefits of renters insurance. If you are not required to obtain renters insurance, do you still need it? The […]
Gifting a Car at the Holidays
This time of year, it seems all the major car manufacturers create the same commercial. In some fashion, they depict a car being given to a beloved friend or family member as a holiday gift, complete with big red bow and surprised faces. The reality is, that giving the gift of a car is an […]
End-of-Year Business Insurance Review
Chances are, if you are a business owner a lot has changed over the last year. When you look back at your business operations over the last year you have likely added or subtracted expenses, purchased new equipment or other assets, hired or fired personnel, and much more. A lot can happen in a year! […]
What Does Car Insurance NOT Cover?
When it comes to car insurance coverage, it is important to understand the details of your individual policies. Coverage will vary based on your needs and personal policy. There are a few items, however, that will almost never be covered by your car insurance. To know what you could be responsible for paying out of […]
5 Surprising Claims Your Homeowners Insurance May Cover
Insurance companies are often getting a bad rap for not covering what you may need to be covered. One of the best ways to avoid this is to work with an experienced homeowners insurance agent in Springfield, Ohio to ensure your coverage needs are met. Sometimes, however, you may find yourself pleasantly surprised by everything […]
5 Most Common Home Insurance Claims
Most homeowners will have to file at least one insurance claim in their lifetimes, if not, many more than that. In fact, an estimated 6% of Americans who own a home file an insurance claim each year. Just as insurance coverage varies from homeowner to homeowner, so do the reasons they need to file insurance […]
Are You Protected For These Common Auto Insurance Claims?
How do you know what type of auto insurance you need? It can be helpful to learn from those who have gone before you. If you are new to purchasing auto insurance or looking to update your coverage you will want to consult a trusted and experienced auto insurance agent for expert advice. Our team […]