Author: linkhellmuth

Protecting Your Home Against Emergencies & Natural Disasters

While you can technically own a home without having insurance, it would be very unwise to do so. You never know when a catastrophic incident might happen that causes thousands of dollars in damage and property loss. A house fire or natural disaster could destroy your entire home.   This is why mortgage lenders require basic home insurance.   Though standard home […]

Adding Teens to Your Auto Insurance Policy

Having a child who can drive a car can be a stressful experience for any parent. However, having a child who is driving without proper insurance coverage is much more frightening. Some parents assume that their insurance policy covers their child. That might be true if your teen is still driving with a learner’s permit. Since a permit requires a licensed […]

Overlooked Business Insurance Coverage

It’s critical for today’s businesses to have the necessary insurance coverage. After all, 20% of small businesses fail in their first year. Roughly 50% fail within five years. If you’re going to endure the test of time, you need to make sure you’re properly covered against the unexpected.  This is where business insurance comes into play.  […]

Cyber Insurance for Your Business

Cyber threats are a growing problem for today’s businesses. In fact, cyberattacks increased by 400% under COVID-19. Though cyberattacks are often associated with larger businesses, small businesses are nearly as likely to be targeted. In fact, 43% of cyberattacks focus directly on small businesses.  While taking the proper precautions like setting up firewalls, antivirus software, and secure passwords are a […]

Insuring a New Car Purchase vs. a New Lease

To buy or to lease. For people looking to drive a new vehicle, it can be a difficult question. Leasing has become an increasingly attractive option in recent years. Since almost all cars are pretty poor investments (even if they don’t breakdown), leasing reduces the commitment, allowing you to drive a brand-new car without having to cover the $20k+ sticker price.  […]

What Renters Should Do After a House/Apartment Fire

Whether or not you own the place you’re living in, it’s still “home” for you. If that place becomes damaged or lost due to fire, it’s a frightening and difficult situation. For renters, it can be especially confusing. Many people aren’t certain what they’re responsible for and what their landlord is responsible for.   When it comes to your personal possessions, […]