Author: linkhellmuth
10 Ways You Could Save on Home Insurance
Everyone wants to save money! In this economy every dollar matters to your financial security. As home Insurance Agents near Springfield, Ohio we often see people either spending money on the insurance coverage they don’t need or missing out on discounts that could apply to them. While they may not always advertise it, insurance companies […]
What Does it Mean to Have a Car Totaled?
You have probably heard people use the term “totaled” when talking about the condition of their car. Whether this is after a car accident, damaged parts, fire, or a natural disaster, most of us know having a totaled car is not a positive thing. What makes a car “totaled”? When your car is totaled, it […]
Bundling Insurance Policies
It is more than likely that at any given time you are in need of more than one insurance policy. In fact, you could be paying for car insurance, life insurance, homeowners or renters insurance, and maybe even business insurance all at the same time. If you carry multiple insurance policies you could benefit from […]
The Basics of Auto Insurance
When you shop for auto insurance, it can be overwhelming. Between coverage required by law and additional add-ons galore, it can be hard to know what coverage you need and which options may be a waste of money. This is where a trusted insurance agent comes in handy. If you are questioning your auto insurance […]
5 Homeowners Insurance Facts
If you own a home, chances are you know the basics of homeowners insurance. At Link-Hellmuth Insurance, we are all about insurance and educating homeowners on all the ins and outs of their unique homeowner’s insurance policy. Every insurance policy looks different from the next. Did you know these facts about your homeowner’s insurance policy […]
Is Business Insurance Required By Law?
When it comes to business insurance, requirements can vary state by state and may depend on the industry you work in. In most cases, commercial business insurance in Springfield, Ohio is not mandated by law. However, some businesses or states may require one or all of the following when it applies to your business. Most […]
Liability Vs. Full Coverage Car Insurance
When it comes time for you to purchase car insurance for the first time or renew your current policy, you will be confronted with many options. Drivers are faced with the difficult task of finding the balance between having enough insurance coverage for their vehicle while also not trying to pay extra for the coverage […]
Ohio Minimum Coverage Requirements for Car Insurance
In Ohio, driving any motor vehicle without insurance or other proof of financial responsibility (FR) is illegal. It is also illegal for any motor vehicle owner to allow another person to drive the owner’s vehicle without FR proof. To comply with these requirements, any driver or car owner must have a current and up-to-date insurance […]
Liability Vs. Full Coverage Car Insurance
When it comes time for you to purchase car insurance for the first time or renew your current policy, you will be confronted with many options. Drivers are faced with the difficult task of finding the balance between having enough insurance coverage for their vehicle while also not trying to pay extra for the coverage […]
Ohio Minimum Coverage Requirements for Car Insurance
In Ohio, it is illegal to drive any motor vehicle without insurance or other proof of financial responsibility (FR). It is also illegal for any motor vehicle owner to allow another person to drive the owner’s vehicle without FR proof. To comply with these requirements, any driver or car owner must have a current and […]