Category: Home and Renters Insurance

As a homeowner, keeping your home in top condition throughout the year is crucial to prevent unexpected damage and costly insurance claims. According to the Insurance Information Institute (III), about 5-7% of all home insurance claims are related to winter weather damages. The III also notes that around 30-40% of home insurance claims annually are […]

Congratulations on purchasing your first home in Springfield, OH! As you embark on this exciting journey of homeownership, one crucial aspect to consider is securing the right home insurance policy. At Link-Hellmuth Insurance, we understand the importance of protecting your investment and providing peace of mind. In this blog post, we’ll share 9 essential tips […]

Renters insurance is a vital aspect of safeguarding your belongings and liabilities as a renter, particularly in the context of apartment living. While many renters may overlook the need for insurance, understanding its importance is essential for mitigating risks and protecting your financial interests. With the potential for theft, fire, or other unexpected perils, having […]

As homeowners, safeguarding our most significant investment is paramount. That’s where homeowners insurance steps in, providing a safety net against unforeseen events. However, navigating the nuances of homeowners insurance, particularly understanding the deductible, can be daunting. Fear not, as your trusted insurance agent, we are here to shed light on this critical aspect. What is […]

If you are renting an apartment, condo, home, or really any property at all, it’s possible that your landlord requires you to obtain renters insurance. This is because most landlords or rental companies understand the great benefits of renters insurance.  If you are not required to obtain renters insurance, do you still need it? The […]

Insurance companies are often getting a bad rap for not covering what you may need to be covered. One of the best ways to avoid this is to work with an experienced homeowners insurance agent in Springfield, Ohio to ensure your coverage needs are met. Sometimes, however, you may find yourself pleasantly surprised by everything […]

Most homeowners will have to file at least one insurance claim in their lifetimes, if not, many more than that. In fact, an estimated 6% of Americans who own a home file an insurance claim each year. Just as insurance coverage varies from homeowner to homeowner, so do the reasons they need to file insurance […]

If you are currently renting a home or apartment, hopefully, renters insurance is something you already have purchased. If not, we are glad you are here!  Renters’ insurance is incredibly important, yet far too many people try to go without it. While some landlords or rental companies will require their tenants to purchase renters insurance […]