Category: Home and Renters Insurance

Most homeowners may use the terms “flood damage” and “water damage” interchangeably. They may even be surprised to find out that these terms are actually two very different things. In your average everyday conversation, it isn’t a big deal, but in the world of home insurance, these two types of damage are very different.  Do […]

It is estimated that only 37% of renters have a renters insurance policy. As agents who fully understand how valuable a renters insurance policy can be, this is a surprising and concerning statistic.  Why are so many people saying no to renters insurance? It is clear the benefits of renters insurance are unclear to many […]

As a first-time home buyer, the real estate world can feel complicated enough. Many spend a lot of time searching for houses and not much time searching for home insurance. Luckily, home insurance is fairly easy to acquire. If you want to get a good deal and ensure you are covered properly, that might take […]

All homeowners know investing in a home insurance policy is vital to the home buying and owning process. Sometimes, however, when your home insurance goes unused (really, this is a good thing) it can feel like a waste of money. Have you ever wondered, why do I need home insurance? Well, trust us, as home […]

If you own a property with tenants living in it, rent out your home, or vacation property this information is for you. As a landlord renting out a residential property, you may assume your homeowner’s insurance combined with your tenant’s renter’s insurance in Springfield, Ohio will cover all your bases. Think again. When it comes […]

Having homeowners insurance is essential when disaster strikes. This is especially true for natural disasters that affect the integrity of the outside of your home. Your roof is one of the most important factors in protecting your home from further damage. Insurance companies know how effective a roof can be in preventing damage, for this […]

When renting an apartment, townhome, or house you will want to purchase renters insurance. Sure, your landlord has property insurance, but did you know that won’t cover any of your belongings? Your landlord’s property insurance covers the structure of the property. If you want any of your belongings covered in the event of a fire, […]

We know when homeowners purchase a new home, a lot of careful planning, thought, time, and energy go into it. Purchasing a home is a huge investment. For many, it is the biggest investment they will ever make. One thing that home owners must factor into their home buying decision is homeowners insurance. We know […]

Renter’s Insurance is a type of insurance needed for those who do not own the property they are living in but rather, they are renting the space. It is important to have for a multitude of reasons. Since you do not own the property, homeowners insurance or other insurances either held on the property will […]

If you currently have a backyard swimming pool or are thinking about adding one, you know how fun and inviting they can be. Days spent in the sunshine, splashing around with family and friends. Swimming pools can bring a lot of joy and fun to your life, but one thing that can quickly make a […]