Category: Home and Renters Insurance

Homeowners in Springfield, Ohio, are constantly looking for ways to protect their homes and save on insurance premiums. One of the best ways to do both is by investing in home security upgrades. Many insurance providers offer discounts for installing systems that reduce the risk of theft and damage, leading to lower premiums for homeowners. […]

Dealing with damage to your home can be a stressful experience. Whether it’s from a severe storm, fire, or unexpected accident, the last thing you want to worry about is navigating the insurance claims process. Fortunately, filing a home insurance claim in Springfield, OH, doesn’t have to be overwhelming. In this guide, we’ll walk you […]

As a homeowner, keeping your home in top condition throughout the year is crucial to prevent unexpected damage and costly insurance claims. According to the Insurance Information Institute (III), about 5-7% of all home insurance claims are related to winter weather damages. The III also notes that around 30-40% of home insurance claims annually are […]

Congratulations on purchasing your first home in Springfield, OH! As you embark on this exciting journey of homeownership, one crucial aspect to consider is securing the right home insurance policy. At Link-Hellmuth Insurance, we understand the importance of protecting your investment and providing peace of mind. In this blog post, we’ll share 9 essential tips […]

Renters insurance is a vital aspect of safeguarding your belongings and liabilities as a renter, particularly in the context of apartment living. While many renters may overlook the need for insurance, understanding its importance is essential for mitigating risks and protecting your financial interests. With the potential for theft, fire, or other unexpected perils, having […]

As homeowners, safeguarding our most significant investment is paramount. That’s where homeowners insurance steps in, providing a safety net against unforeseen events. However, navigating the nuances of homeowners insurance, particularly understanding the deductible, can be daunting. Fear not, as your trusted insurance agent, we are here to shed light on this critical aspect. What is […]

If you are renting an apartment, condo, home, or really any property at all, it’s possible that your landlord requires you to obtain renters insurance. This is because most landlords or rental companies understand the great benefits of renters insurance.  If you are not required to obtain renters insurance, do you still need it? The […]

Insurance companies are often getting a bad rap for not covering what you may need to be covered. One of the best ways to avoid this is to work with an experienced homeowners insurance agent in Springfield, Ohio to ensure your coverage needs are met. Sometimes, however, you may find yourself pleasantly surprised by everything […]