Category: Home and Renters Insurance

Renters insurance is a vital aspect of safeguarding your belongings and liabilities as a renter, particularly in the context of apartment living. While many renters may overlook the need for insurance, understanding its importance is essential for mitigating risks and protecting your financial interests. With the potential for theft, fire, or other unexpected perils, having […]

As homeowners, safeguarding our most significant investment is paramount. That’s where homeowners insurance steps in, providing a safety net against unforeseen events. However, navigating the nuances of homeowners insurance, particularly understanding the deductible, can be daunting. Fear not, as your trusted insurance agent, we are here to shed light on this critical aspect. What is […]

If you are renting an apartment, condo, home, or really any property at all, it’s possible that your landlord requires you to obtain renters insurance. This is because most landlords or rental companies understand the great benefits of renters insurance.  If you are not required to obtain renters insurance, do you still need it? The […]

Insurance companies are often getting a bad rap for not covering what you may need to be covered. One of the best ways to avoid this is to work with an experienced homeowners insurance agent in Springfield, Ohio to ensure your coverage needs are met. Sometimes, however, you may find yourself pleasantly surprised by everything […]

Most homeowners will have to file at least one insurance claim in their lifetimes, if not, many more than that. In fact, an estimated 6% of Americans who own a home file an insurance claim each year. Just as insurance coverage varies from homeowner to homeowner, so do the reasons they need to file insurance […]

If you are currently renting a home or apartment, hopefully, renters insurance is something you already have purchased. If not, we are glad you are here!  Renters’ insurance is incredibly important, yet far too many people try to go without it. While some landlords or rental companies will require their tenants to purchase renters insurance […]

A home remodel can be a big and exciting project to take on. Chances are you have spent years saving, planning, and dreaming of the updates you hope to make to your home. Did you consider your home insurance in your planning process?  Of course, as private insurance agents at Link Hellmuth Insurance, we have […]

Everyone wants to save money! In this economy every dollar matters to your financial security. As home Insurance Agents near Springfield, Ohio we often see people either spending money on the insurance coverage they don’t need or missing out on discounts that could apply to them.  While they may not always advertise it, insurance companies […]

It is more than likely that at any given time you are in need of more than one insurance policy. In fact, you could be paying for car insurance, life insurance, homeowners or renters insurance, and maybe even business insurance all at the same time.  If you carry multiple insurance policies you could benefit from […]

If you own a home, chances are you know the basics of homeowners insurance. At Link-Hellmuth Insurance, we are all about insurance and educating homeowners on all the ins and outs of their unique homeowner’s insurance policy.  Every insurance policy looks different from the next. Did you know these facts about your homeowner’s insurance policy […]