Category: Home and Renters Insurance
How to Personalize Your Rental Home
In the past year or so, home has taken on a new meaning for many individuals or families. No matter what your home may look like or who you live with, chances are you have spent more time there recently than you may have planned or even desired. Between the extended periods of time we […]
What You Should Know About Homeowners Insurance Before You Buy A House
Homeowner’s insurance is something all homeowners know they should have and most just factor into the many costs that go into owning a home. Did you know, however, that there are aspects of your home that could save you money on your homeowners insurance or even some factors that might make it cost a little […]
Protecting Your Home Against Emergencies & Natural Disasters
While you can technically own a home without having insurance, it would be very unwise to do so. You never know when a catastrophic incident might happen that causes thousands of dollars in damage and property loss. A house fire or natural disaster could destroy your entire home. This is why mortgage lenders require basic home insurance. Though standard home […]
What Renters Should Do After a House/Apartment Fire
Whether or not you own the place you’re living in, it’s still “home” for you. If that place becomes damaged or lost due to fire, it’s a frightening and difficult situation. For renters, it can be especially confusing. Many people aren’t certain what they’re responsible for and what their landlord is responsible for. When it comes to your personal possessions, […]
Making Sure Your Condo is Properly Insured
For those who are tired of renting but not keen on buying an entire home, a condo can serve as a happy middle ground. Condos are generally cheaper, they require less maintenance, and they’re often closer to metro areas. While you might not get to enjoy a private lawn or design your home’s exterior, you can give extra attention to the […]
Should I Switch Homeowners Insurance Companies?
Home insurance is unquestionably something every homeowner should have. In fact, for most homeowners, they’re likely required to have it. But not all insurance policies are created equal, and the insurance provider that’s best for one person might not be the best for another. To ensure that you’re getting the insurance coverage you need at a […]
What Type of Insurance Do I Need for a Second Home?
Buying a second home isn’t something to take lightly. In addition to being an added expense, it comes with its own unique responsibilities and requirements. Whether it’s a lake property to retreat to during the summer or a place down south to visit in the winter, you need to take care of it even when you’re not living in […]
Insurance for Home-Based Business
Running a business out of your home has become increasingly common. Not only is it more convenient, but you don’t have to worry about the extra rental, utility, and commuting costs that come with officing elsewhere. Some people assume that they can save further by using their home insurance policy to cover their business well. After all, your business is inside of your home. Doesn’t that mean your home insurance covers it? Unfortunately, no. […]
How is Landlord Insurance Different from Traditional Home Insurance?
If you own a home, you should absolutely have insurance coverage for it. In fact, those who have a mortgage are likely required by their lender to have an insurance policy in place. Homes are very expensive, and all it takes is one fire or act of nature to bring it all down. The question is, what type of […]
Winter Threats To Your Home
Every year the cold winter temperatures, harsh winds, and big snow falls inevitably grace us with their presence whether we are ready or not. These natural elements can be fun when your sledding, ice skating, or enjoying a cozy fire in your home. These elements are not so fun, however, when they make the roads […]