10 Ways You Could Save on Home Insurance
Everyone wants to save money! In this economy every dollar matters to your financial security. As home Insurance Agents near Springfield, Ohio we often see people either spending money on the insurance coverage they don’t need or missing out on discounts that could apply to them.
While they may not always advertise it, insurance companies often have many ways you could save money on your insurance coverage. This is where working with an independent insurance agent at Link-Hellmuth can be beneficial. Our expertise in the insurance industry allows us to uncover hidden discounts and savings you could be taking advantage of.
If you aren’t saving yet, check out this quick list of ways you could start saving today.
Multi-Policy Discount
If you purchase multiple policies along with your home insurance with the same insurance company then you likely can benefit from a multi-policy discount. Bundling insurance could include auto, boat, home, renter, life insurance, and more. Chances are you are paying for two or more of these insurance coverages, so why not start saving?
Security System
Is your home equipped with a security system? Not only does this give you peace of mind for the safety and security of your family and belongings but it could save you money on your home insurance. If you have recently added a security system or are thinking about it, let your insurance agent know to see if it could save you money.
Newer Roof
If your roof has been replaced in the past 15 years it could save you money on home insurance. A new roof makes your home less at risk for water damage. If you have recently replaced your roof let your insurance agent know!
Going Green
Some insurance providers want to incentivize their customers for going green and choosing paperless billing and auto pay. If you select these options they may even provide a discount.
Newer Built Home
Homes built within the last 30 years are generally seen as less risky to insure, this means you could save money on home insurance for a newer home.
Claims Free
The longer you are able to go without filing a home insurance claim the more money you could save.
Loyal Homeowner
Some insurance companies will reward loyal customers. If you have had continuous insurance coverage for years, you could receive a discount.
Raise Your Deductible
If you are willing and able to raise your deductible, you could save money on your monthly premium. This is a good way to save money as long as you are prepared to pay a greater deductible if needed.
Fire Station Close By
It is a little-known fact that if you live near a fire station or have a fire hydrant in your yard, you could save money on your home insurance. Ask your agent!
Home Insurance Springfield, Ohio
Having the ability to shop around for home insurance through a trusted insurance agent is one of the best ways to find the best discounts available. At Link-Hellmuth insurance will do the work for you to find the best home insurance coverage at the best price.