It’s officially December which means the end of the year is fast approaching. It won’t be long until we are counting down to a new year. A new year can bring many additional new things with it. And in our world, a new year means it may be time for new insurance policies.
A lot can change in a year, for that reason we encourage all homeowners, business owners, car owners, and renters to assess their insurance needs and adjust accordingly. This is a good time to do it.
Let’s take a look at some of the most important areas to consider.
Were any major changes made to your personal property in the last year? If the value of your belongings increased significantly, you could need additional renters or home insurance in Springfield Ohio. This could be a significant Christmas Present, an engagement ring, a home gym, etc… if you invested in any significant purchases you want those covered!
In addition to evaluating the items within your home, did you make any significant changes or upgrades to your home? Did you upgrade your landscaping or add outdoor living space? Are there areas of your home in need of repair or maintenance? At this time we also encourage homeowners to review their home insurance policy to ensure they are fulfilling any obligations that might exclude them from being covered for certain risks. Usually, this means keeping up on basic maintenance.
While health insurance isn’t something we provide at Link Helmuth it is still important to consider this time of year. Make sure you are getting the best value in your policy by utilizing preemptive services. Check the status of your deductible. If you have met your deductible it could be a good time to make an appointment or schedule any procedures you have been putting off before the end of the year.
Take this time to review your car insurance policy. Make sure you have adequate coverage for each car and driver in your family. Now is also a great time to look for discounts or safe driving rewards plans. Ask a Link-Hellmuth insurance agent how you could be saving more!
Tax season is just around the corner, which means it’s time to review your business owner’s insurance policy. Your state likely has business insurance requirements, be sure you are meeting those and any other specific coverage your business may need. This is also a good time to evaluate your employee insurance options, as well.
Insurance Coverage in Springfield, Ohio
Whether You are in need of car, business, renters, or home insurance in Springfield Ohio Link-Hellmuth Insurance Agents are here to get you set with the best coverage at an affordable price. As independent Insurance agents, we have the freedom to search through thousands of policies to find you the one that fits your individual needs. To review your end-of-year insurance policies contact us today.