Category: Business Insurance

Overlooked Business Insurance Coverage

It’s critical for today’s businesses to have the necessary insurance coverage. After all, 20% of small businesses fail in their first year. Roughly 50% fail within five years. If you’re going to endure the test of time, you need to make sure you’re properly covered against the unexpected.  This is where business insurance comes into play.  […]

Cyber Insurance for Your Business

Cyber threats are a growing problem for today’s businesses. In fact, cyberattacks increased by 400% under COVID-19. Though cyberattacks are often associated with larger businesses, small businesses are nearly as likely to be targeted. In fact, 43% of cyberattacks focus directly on small businesses.  While taking the proper precautions like setting up firewalls, antivirus software, and secure passwords are a […]

What Type of Insurance Do I Need to Start a Business?

COVID-19 has taken a serious toll on countless businesses across the US, leaving millions without jobs and wondering what to do next. Many are simply looking for a replacement job, potentially in a new industry that’s less effected by COVID. Some, however, are actually using this as an opportunity to start a business of their own.  In just the first two […]

Reducing the Risk of Starting a Business

Starting a new business can be a very rewarding experience. Not only do you have the opportunity to be your own boss, but you have the potential to pursue something that you are truly passionate about. That said, starting a new business can be a risky venture.   Though people have long claimed that over 50% of businesses fail within their […]

Insurance for Home-Based Business

Running a business out of your home has become increasingly common. Not only is it more convenient, but you don’t have to worry about the extra rental, utility, and commuting costs that come with officing elsewhere. Some people assume that they can save further by using their home insurance policy to cover their business well.   After all, your business is inside of your home. Doesn’t that mean your home insurance covers it? Unfortunately, no.  […]

Do I Need insurance as a Sole Proprietor?

For those who want to run their own business in the simplest way possible, a sole proprietorship is a popular way to go. With a sole proprietorship, there is no legal distinction between you and your business, which means you don’t have to worry about complex organizational structures, and your taxes will be more straight forward than they are with other business types.  You can […]

What Kind of Insurance Do I Need as a Personal Trainer?

As society has become more health-conscious in recent years, the demand for personal trainers has risen. Becoming a personal trainer is a great way to help others achieve their personal goals while also keeping yourself in great shape.  As with any business, however, it’s important that you’re protected against accidents and lawsuits. This is where business insurance comes […]

Business Interruption Insurance – COVID-19

With the current quarantine measures in most major states, many businesses are having to put their operations on pause. Even those that are continuing to stay open are finding themselves losing customers, vendors, or partners as the crisis continues.  While businesses generally try to protect themselves and plan for unforeseen circumstances, few if any were ready for something like this.  With […]

Understanding the Differences Between Commercial and Personal Auto Insurance

Do you have a vehicle that you use for work in some capacity? You’ll want to make sure you have it ensured properly. A personal auto insurance policy might not be enough. In fact, work use could invalidate a personal plan. You can’t expect a business owner policy (BOP) to bridge the gap either.  While a BOP provides coverage […]