Category: Business Insurance

Do I Need insurance as a Sole Proprietor?

For those who want to run their own business in the simplest way possible, a sole proprietorship is a popular way to go. With a sole proprietorship, there is no legal distinction between you and your business, which means you don’t have to worry about complex organizational structures, and your taxes will be more straight forward than they are with other business types.  You can […]

What Kind of Insurance Do I Need as a Personal Trainer?

As society has become more health-conscious in recent years, the demand for personal trainers has risen. Becoming a personal trainer is a great way to help others achieve their personal goals while also keeping yourself in great shape.  As with any business, however, it’s important that you’re protected against accidents and lawsuits. This is where business insurance comes […]

Business Interruption Insurance – COVID-19

With the current quarantine measures in most major states, many businesses are having to put their operations on pause. Even those that are continuing to stay open are finding themselves losing customers, vendors, or partners as the crisis continues.  While businesses generally try to protect themselves and plan for unforeseen circumstances, few if any were ready for something like this.  With […]

Understanding the Differences Between Commercial and Personal Auto Insurance

Do you have a vehicle that you use for work in some capacity? You’ll want to make sure you have it ensured properly. A personal auto insurance policy might not be enough. In fact, work use could invalidate a personal plan. You can’t expect a business owner policy (BOP) to bridge the gap either.  While a BOP provides coverage […]

Business Owner’s Policy – When General Liability Insurance Isn’t Enough

Insurance is an important piece of running a business, regardless of your size. For small businesses with limited resources, it’s especially critical that you have proper liability coverage. Otherwise, causing a serious injury and/or getting sued could result in a crippling loss of funds.  Even if you’re under an LLC, you could be personally exposed to these types of risks. […]

Does My Business Need Commercial Auto Insurance?

When you think about insuring your business, there are a few different types of insurance policies that should be considered. Most people know they need property insurance or general liability insurance (or both) but one important insurance policy that often gets forgotten is commercial auto insurance.  Not all businesses need commercial auto insurance, however, if […]