What Type of Insurance Do I Need to Start a Business?

COVID-19 has taken a serious toll on countless businesses across the US, leaving millions without jobs and wondering what to do next. Many are simply looking for a replacement job, potentially in a new industry that’s less effected by COVID. Some, however, are actually using this as an opportunity to start a business of their own.  In just the first two […]

Giving the Gift of Good Car Insurance

Despite what commercials try to tell us, giving a car as a gift for Christmas is a rare thing. After all, cars are a large commitment. Not only is there the upfront expense, but they come with on-going costs such as repairs, insurance, monthly payments, etc. In fact, Saturday Night Live recently parodied the idea of surprising someone with a new car for […]

Reducing the Risk of Starting a Business

Starting a new business can be a very rewarding experience. Not only do you have the opportunity to be your own boss, but you have the potential to pursue something that you are truly passionate about. That said, starting a new business can be a risky venture.   Though people have long claimed that over 50% of businesses fail within their […]

Combatting Car Value Depreciation with Gap Insurance

Standard car insurance policies typically provide coverage for physical injuries, property damage, and other people’s vehicles. If you want coverage for your own car, you’ll need collision coverage and comprehensive coverage. Collision insurance provides coverage for your car should you hit another vehicle or an object such as a light pole. Comprehensive insurance, on the other hand, covers damage from weather, […]

Collision Coverage – What Does it Actually Cover and Do You Need It On Your Policy?

Car insurance policies are highly customizable. Unfortunately, when people sign up for a policy by themselves, they often check whichever boxes keep their monthly cost the lowest. This can leave them seriously under covered. On the flip side, there are occasions where people actually sign up for more coverage than they need. Though less common, it is possible to be paying a high amount of […]

Insuring a Leased Vehicle

For some people, leasing a car can offer some distinct advantages. First and foremost, it comes with a much lower out of pocket expense. Additionally, the monthly payments on a lease tend to be lower than a traditional car loan payments. While you don’t get ownership of the vehicle, and you’ll have a cap on the miles you can drive, lease […]