Buying a second home isn’t something to take lightly. In addition to being an added expense, it comes with its own unique responsibilities and requirements. Whether it’s a lake property to retreat to during the summer or a place down south to visit in the winter, you need to take care of it even when you’re not living in […]
Running a business out of your home has become increasingly common. Not only is it more convenient, but you don’t have to worry about the extra rental, utility, and commuting costs that come with officing elsewhere. Some people assume that they can save further by using their home insurance policy to cover their business well. After all, your business is inside of your home. Doesn’t that mean your home insurance covers it? Unfortunately, no.
If you own a home, you should absolutely have insurance coverage for it. In fact, those who have a mortgage are likely required by their lender to have an insurance policy in place. Homes are very expensive, and all it takes is one fire or act of nature to bring it all down. The question is, what type of
Every year the cold winter temperatures, harsh winds, and big snow falls inevitably grace us with their presence whether we are ready or not. These natural elements can be fun when your sledding, ice skating, or enjoying a cozy fire in your home. These elements are not so fun, however, when they make the roads
As winter and the holiday season are fast approaching, Everyone is getting ready to escape the cold within the comforts of their own homes. Many would agree there is nothing like snuggling up by a warm fire, with hot cocoa, watching a holiday movie. There are many risks that can come with enjoying this winter
Whether you’re moving into your first apartment or or have jumped around from multiple different rental properties, moving is always a big change and we can all agree that moving is A LOT of work. From organizing and packing to hauling boxes and renting trucks, at the end of a moving day you will always
First time home buyers are usually tackling many “firsts” all at once. First time taking out a mortgage, first time buying new furniture, first time paying property taxes, and first time needing home insurance. The list of “first” can feel overwhelming, especially if you feel unprepared or unqualified to tackle them. We often see first
Your house is supposed to be a safe haven for you to retreat to each evening after long days of work or cozy up early in the morning. Your home is where you raise a family, welcome pets, and loved ones, and celebrate all of life’s special moments. Its safe to say a house should
This spring, tornadoes and other severe storms have been sweeping across the country. This has left many communities and families left to pick up the rubble left in their wake. Luckily, those with homeowners insurance are able to receive financial help and resources when putting their homes back together and repairing damage. Some homeowners, however,
When you move into a rental property you will most likely either receive the advice that you need to purchase renters insurance, or it may required by the property owner. You might wonder, do I really need renters insurance? If so, why? We are here to let you know that yes, you do need renters