First time home buyers are usually tackling many “firsts” all at once. First time taking out a mortgage, first time buying new furniture, first time paying property taxes, and first time needing home insurance.
The list of “first” can feel overwhelming, especially if you feel unprepared or unqualified to tackle them. We often see first time home buyers who are looking for home insurance but don’t know where to begin or dont have the energy after purchasing their home to do much more research.
This is where at Link-Hellmuth we hope to help tired and overwhelmed first time home buyers make an educated decision on their home insurance and as always try to find them the best coverage at the best price.
If you find yourself in the category of a first time home buyer, read on to get our tips on purchasing home insurance around Springfield, Ohio.
Price isn’t everything
It can be so tempting to let price dictate a decision like purchasing home insurance. While getting a good price is certainly important, you don’t want to end up with less coverage than you need because you went with the first or cheapest option you found.
Before you begin to look into price, have a good idea of what type of coverage you know you will want or need and try to find a plan that will provide it. This will help you from seeing only Dollar signs as you shop.
Understand your coverage
With that said, maybe you don’t know what kind of coverage you need. Finding an insurance agent you trust can be really helpful in understanding all the home insurance options that will be presented to you. Your insurance agent should be able to answer and questions you have and advise you on what will be best for your personal needs.
Don’t sign on the dotted line unless you fully understand your needs and how they will be covered!
Look for ways to save money
The insurance industry provides you with many ways to save money. Bundling insurance is one way you can save on your insurance plan. Now that you are a homeowner, you may have the option to bundle your home and auto insurance to save money on both!
This is another good example of where it pays to have an insurance agent you trust. While some savings options will be obvious, others may not be, which is where you agent can come in to try to find you any additional savings that may be out there.
Link-Hellmuth insurance agents understand the unique place many first time home buyers find themselves in. We hope you will trust or agents to walk you through this process and complete your home insurance buying process successfully!