Category: Car Insurance
Do I Need Gap Insurance?
When it comes to Springfield, Ohio auto insurance there are a number of optional coverage additions that give you greater coverage in specific situations that may apply to you. One of these options is gap insurance. Gap insurance helps you pay off your auto loan if your car is totaled or stolen and you owe […]
Auto Insurance Terms You Need to Know
Understanding any kind of insurance policy can feel complicated. As independent insurance agents, we understand that most of the people we serve don’t have the extensive knowledge of the insurance industry we do. For that reason, at Link Hellmuth Insurance we are intentional to thoroughly explain all the insurance options available to you. Starting with […]
Car Insurance as an Uber Driver: What You Need to Know
In the past few years, side hustles and contract work such as grocery delivery and ride-sharing apps have become extremely popular. As everything as shifted and unemployment ha been on the rise, these jobs have provided for families in these difficult times. While becoming an uber driver may seem as easy as submitting an application […]
The Breakdown of Your Car Insurance Premium
When you purchase a car, whether you lease, finance, or pay cash, you are legally obligated to also purchase a car insurance plan. Each car you own must be included on a car insurance plan. This means, the demand for car insurance is high and the industry is huge as every car owner needs it. […]
Do I Need Emergency Roadside Assistance in My Car Insurance Plan?
Have you ever been in the situation we all hope never happens to us? Stranded on the side of the road with a stalled out car, flat tire, or dead battery? For many people, this is a worst nightmare or biggest fear we hope never comes true. Unfortunately, there is an endless list of ways […]
What Does Working With an Independent Insurance Agent Mean for You?
When searching for any kind of insurance, whether it be home, auto, renters, business or more, it is important to first find an insurance agent to help you along the way. Why Do You Need an Insurance Agent? The world of insurance is vast. Paperwork is technical and confusing, Companies offer a multitude of plans […]
Adding Teens to Your Auto Insurance Policy
Having a child who can drive a car can be a stressful experience for any parent. However, having a child who is driving without proper insurance coverage is much more frightening. Some parents assume that their insurance policy covers their child. That might be true if your teen is still driving with a learner’s permit. Since a permit requires a licensed […]
Why Are Some Cars More Expensive to Insure?
Few things bring down the joy of driving a new car like discovering it costs significantly more to insure than your previous vehicle. Insurance is a necessary and important part of owning or leasing a car, but that doesn’t mean it has to ruin your budget. When shopping for a new car, an important yet often overlooked step is […]
Insuring a New Car Purchase vs. a New Lease
To buy or to lease. For people looking to drive a new vehicle, it can be a difficult question. Leasing has become an increasingly attractive option in recent years. Since almost all cars are pretty poor investments (even if they don’t breakdown), leasing reduces the commitment, allowing you to drive a brand-new car without having to cover the $20k+ sticker price. […]
Can Car Insurance Cover Breakdowns & Repairs?
Cars provide a lot of convenience to our everyday lives. That convenience, however, comes at a cost. In addition to purchasing the vehicle, you need to fuel it, maintain it, and insure yet. Even if you do all of those things, it may suffer from an unexpected breakdown. After all, cars are complex machines with countless parts […]