Category: Car Insurance
Giving the Gift of Good Car Insurance
Despite what commercials try to tell us, giving a car as a gift for Christmas is a rare thing. After all, cars are a large commitment. Not only is there the upfront expense, but they come with on-going costs such as repairs, insurance, monthly payments, etc. In fact, Saturday Night Live recently parodied the idea of surprising someone with a new car for […]
Combatting Car Value Depreciation with Gap Insurance
Standard car insurance policies typically provide coverage for physical injuries, property damage, and other people’s vehicles. If you want coverage for your own car, you’ll need collision coverage and comprehensive coverage. Collision insurance provides coverage for your car should you hit another vehicle or an object such as a light pole. Comprehensive insurance, on the other hand, covers damage from weather, […]
Adding Comprehensive Coverage to Your Car Insurance Policy
Today’s car insurance policies are fairly customizable. While the state of Ohio requires all car owners to have a minimal level of protection, it’s likely in your best interest to add additional coverage. If you’re leasing a vehicle, you will almost certainly be required to include add-ons such as collision and comprehensive coverage. As we talked about in […]
Collision Coverage – What Does it Actually Cover and Do You Need It On Your Policy?
Car insurance policies are highly customizable. Unfortunately, when people sign up for a policy by themselves, they often check whichever boxes keep their monthly cost the lowest. This can leave them seriously under covered. On the flip side, there are occasions where people actually sign up for more coverage than they need. Though less common, it is possible to be paying a high amount of […]
Insuring a Leased Vehicle
For some people, leasing a car can offer some distinct advantages. First and foremost, it comes with a much lower out of pocket expense. Additionally, the monthly payments on a lease tend to be lower than a traditional car loan payments. While you don’t get ownership of the vehicle, and you’ll have a cap on the miles you can drive, lease […]
Insuring a Classic Car – Is it Any Different?
Do you have a special vehicle you keep tucked away under a cover for most of the year? Is that vehicle a few decades old? Do you only bring it out for special events and showings? If said yes to all three of those, then you likely have a classic car on your hands. And if you have a classic car, you’ll […]
Should I Switch Car Insurance Companies?
Almost everyone would like to pay less money for their car insurance. Unfortunately, there isn’t one insurance company that is automatically cheaper for everyone. The cost of car insurance from a particular company is highly situation, depending on where you live, what you drive, what your record is, and more. The cheapest company for one driver may be different […]
Understanding the Differences Between Commercial and Personal Auto Insurance
Do you have a vehicle that you use for work in some capacity? You’ll want to make sure you have it ensured properly. A personal auto insurance policy might not be enough. In fact, work use could invalidate a personal plan. You can’t expect a business owner policy (BOP) to bridge the gap either. While a BOP provides coverage […]
How Does Car Insurance Work in Fatal Accidents?
An injury-free car accident can be a scary ordeal in its own right. When a crash results in a death, things can feel overwhelming. While you might not want to think about it, it’s important to know what’s covered in the case of a fatal car accident. For anything to be covered, the death must be directly related to a motor vehicle. An […]
Winter Car Care
We all know winter weather is bound to happen every year, yet we all find ourselves a little surprised and a little discouraged when the temperatures drop and that first snowfall appears. Many find themselves having to acclimate to the winter weather and all that comes along with it. We have to remember to leave […]