Car Insurance

Car Insurance

How Can a Speeding Ticket Affect Your Insurance Rates?

We have all been there. That sinking feeling when you are cruising down the road and seemingly out of nowhere you catch a glimpse of red and blue light flashing behind you. The thoughts start running through your mind. What’s the speed limit? How fast was I going? Are they following me or someone else? […]

Car Insurance

Could You be Overpaying on Auto Insurance?

Every driver is required to purchase car insurance. It has become an essential need to protect your assets as a driver. Each state has a minimum required auto insurance which you must obtain when purchasing a car. For many, it is beneficial to purchase more than the minimum required insurance to ensure they are protected

Car Insurance

Safety Tips For Driving With Children

If you are a parent, you know a big part of your day-to-day life involves driving car loads of children all around town. From grocery pick-ups to school, soccer practice, and play dates. You may be feeling like a glorified taxi cab at this point.  Knowing that you spend so much time on the road

Car Insurance

Consequences of Driving Without Car Insurance in Ohio

Driving without car insurance is illegal in Ohio. It is actually illegal in all states except New Hampshire. The consequences of driving without car insurance vary greatly from state to state. The penalties can range from a warning to large fines or even jail time.  Can You Drive Without Car Insurance? In 49 of the

Car Insurance

Do I Need Gap Insurance?

When it comes to Springfield, Ohio auto insurance there are a number of optional coverage additions that give you greater coverage in specific situations that may apply to you. One of these options is gap insurance.  Gap insurance helps you pay off your auto loan if your car is totaled or stolen and you owe

Car Insurance

Auto Insurance Terms You Need to Know

Understanding any kind of insurance policy can feel complicated. As independent insurance agents, we understand that most of the people we serve don’t have the extensive knowledge of the insurance industry we do. For that reason, at Link Hellmuth Insurance we are intentional to thoroughly explain all the insurance options available to you. Starting with

Car Insurance

Car Insurance as an Uber Driver: What You Need to Know

In the past few years, side hustles and contract work such as grocery delivery and ride-sharing apps have become extremely popular. As everything as shifted and unemployment ha been on the rise, these jobs have provided for families in these difficult times. While becoming an uber driver may seem as easy as submitting an application

Car Insurance

The Breakdown of Your Car Insurance Premium

When you purchase a car, whether you lease, finance, or pay cash, you are legally obligated to also purchase a car insurance plan. Each car you own must be included on a car insurance plan. This means, the demand for car insurance is high and the industry is huge as every car owner needs it.