Do I Need Emergency Roadside Assistance in My Car Insurance Plan?
Have you ever been in the situation we all hope never happens to us? Stranded on the side of the road with a stalled out car, flat tire, or dead battery?
For many people, this is a worst nightmare or biggest fear we hope never comes true. Unfortunately, there is an endless list of ways your car could fail you. Even the most dependable cars can fall victim to nails in the road, electrical or mechanical issues.
Any of these complications could have you stuck on the side of the road. Instead of fearing this situation, we always encourage people to plan for it. If you have a plan for if or when you may be stalled somewhere unfamiliar with no clue what went wrong, the situation won’t be as scary.
What’s the best plan for being stranded on the side of the road?
As insurance agents in Springfield, Ohio we have seen time and time again how emergency roadside assistance has saved countless people from this less than ideal predicament.
What is Emergency Roadside Assistance?
Emergency roadside assistance is a service usually offered by your insurance company. Just as the name suggests it is a program designed to offer you basic car repair or assistance should your car stall or breakdown on the side of the road.
Many times this is included in insurance plans or you can add it on for a small fee. Basically, you pay a small monthly fee to have access to help anytime you may need it, 24/7, day or night.
How’s that for some peace of mind?
What Does Emergency Roadside Assistance Cover?
Emergency roadside assistance is a lot more than simply sending a tow truck. In many cases, your car can be repaired on the scene or at least enough to get you to an auto shop for further diagnostics.
Your coverage may vary depending on the company or plan but most often emergency roadside assistance plans cover the following:
- Flat tire
- Minor Mechanical Repair
- Locked your keys in the car
- Dead battery, need a jump start
- Ran out of gas, gas delivery
Is It Worth It?
Many people question whether emergency roadside assistance is worth the small extra cost to their insurance premium. The answer to that question is ultimately up to you. We see often, however, that the peace of mind is worth it and a high rate of customers who sign up for it, do end up using it and are thankful.
Emergency roadside assistance can be especially helpful for families with younger or new drivers. Parents sleep better at night knowing their new driver could have assistance when needed. Roadside assistance offers a new level of safety to your daily driving habits.
For cheap car insurance in Springfield, Ohio and more information on roadside assistance, contact our agents at Link-Hellmuth. We would love to get you set up with a little more peace of mind today!