Author name: linkhellmuth

Car Insurance

What is $0 Deductible Glass Coverage? Do You Have It?

The roads of Ohio present all kinds of hazards to the body of your car. Your windows and windshield are one part of your car that is especially vulnerable to damage. Whether You are driving in the city streets of Springfield, or the open country roads, you never know when a windshield crack could affect […]

Business Insurance

What Business Insurance Does a Small Home-Based Business Need?

In today’s growing work-from-home culture, entrepreneurs and small business owners are operating their entire businesses from the comfort of their own homes. In the past, these home-based businesses may have been underestimated or discounted as less successful. Today, running your business in your pajamas at home is applauded, and doesn’t mean you aren’t running a

Car Insurance

Will My Car Insurance Cover a Hit-and-Run Accident?

The unfortunate truth is that most people will experience some sort of car collision or accident in their driving years. Fender benders or major crashes, accidents happen both big and small all the time, that’s a big part of why you have car insurance in the first place, right? Car Insurance is designed to take

Home and Renters Insurance

Remodeling and Home Insurance

A home remodel can be a big and exciting project to take on. Chances are you have spent years saving, planning, and dreaming of the updates you hope to make to your home. Did you consider your home insurance in your planning process?  Of course, as private insurance agents at Link Hellmuth Insurance, we have

Home and Renters Insurance

10 Ways You Could Save on Home Insurance

Everyone wants to save money! In this economy every dollar matters to your financial security. As home Insurance Agents near Springfield, Ohio we often see people either spending money on the insurance coverage they don’t need or missing out on discounts that could apply to them.  While they may not always advertise it, insurance companies

Car Insurance

What Does it Mean to Have a Car Totaled?

You have probably heard people use the term “totaled” when talking about the condition of their car. Whether this is after a car accident, damaged parts, fire, or a natural disaster, most of us know having a totaled car is not a positive thing. What makes a car “totaled”? When your car is totaled, it

Home and Renters Insurance

Bundling Insurance Policies

It is more than likely that at any given time you are in need of more than one insurance policy. In fact, you could be paying for car insurance, life insurance, homeowners or renters insurance, and maybe even business insurance all at the same time.  If you carry multiple insurance policies you could benefit from

Car Insurance

The Basics of Auto Insurance

When you shop for auto insurance, it can be overwhelming. Between coverage required by law and additional add-ons galore, it can be hard to know what coverage you need and which options may be a waste of money.  This is where a trusted insurance agent comes in handy. If you are questioning your auto insurance

Home and Renters Insurance

5 Homeowners Insurance Facts

If you own a home, chances are you know the basics of homeowners insurance. At Link-Hellmuth Insurance, we are all about insurance and educating homeowners on all the ins and outs of their unique homeowner’s insurance policy.  Every insurance policy looks different from the next. Did you know these facts about your homeowner’s insurance policy

Business Insurance

Is Business Insurance Required By Law?

When it comes to business insurance, requirements can vary state by state and may depend on the industry you work in.  In most cases, commercial business insurance in Springfield, Ohio is not mandated by law. However, some businesses or states may require one or all of the following when it applies to your business. Most