Congratulations on finding love and taking the next step in your relationship! You’ve found the one, and you’re on the new adventure together. While it’s not always the most exciting thing to think about when you get married, it’s vital to the marriage process: home insurance. The good news is that it doesn’t have to be as daunting as it might appear. Consider these things when looking at homeowners insurance.
One of You Will Need to Cancel Your Coverage
If each of you has had separate renters or home insurance, the first step will be to cancel one of your insurance plans in place of a joint plan. Something to consider in this merging is that you now might have more to lose when you combine assets. Take an inventory of your belongings for your insurance and don’t forget to include your wedding bands and rings!
Get a Rider if Needed
If you or your spouse work from home, it is vital that you consider the potential business costs associated with this. It’s recommended that you get a rider included in your policy or get a second policy. A rider can cover your computers, servers, printers, or other equipment needed to run your business.
Buy Newer If Possible
Houses that are newer with newer materials are often cheaper to have insured than older homes. If you’re still in the market for that home, consider this as you make your decision.
Enjoy the Process
Insurance will be a part of the rest of your marriage. Life happens, and it’s best to have an insurance policy that can handle what life throws. If you’re a newlywed looking for homeowners insurance in Springfield, Ohio, give us a call at Link-Hellmuth Insurance. We’ll take care of you every step of the way and make sure you are covered for life.