Before You Say “NO” to Renters Insurance…
It is estimated that only 37% of renters have a renters insurance policy. As agents who fully understand how valuable a renters insurance policy can be, this is a surprising and concerning statistic. Why are so many people saying no to renters insurance? It is clear the benefits of renters insurance are unclear to many […]
Consequences of Driving Without Car Insurance in Ohio
Driving without car insurance is illegal in Ohio. It is actually illegal in all states except New Hampshire. The consequences of driving without car insurance vary greatly from state to state. The penalties can range from a warning to large fines or even jail time. Can You Drive Without Car Insurance? In 49 of the […]
Do I Need Gap Insurance?
When it comes to Springfield, Ohio auto insurance there are a number of optional coverage additions that give you greater coverage in specific situations that may apply to you. One of these options is gap insurance. Gap insurance helps you pay off your auto loan if your car is totaled or stolen and you owe […]
A Beginners Guide to Homeowners Insurance
As a first-time home buyer, the real estate world can feel complicated enough. Many spend a lot of time searching for houses and not much time searching for home insurance. Luckily, home insurance is fairly easy to acquire. If you want to get a good deal and ensure you are covered properly, that might take […]
What Are The Most Common Home Insurance Claims?
All homeowners know investing in a home insurance policy is vital to the home buying and owning process. Sometimes, however, when your home insurance goes unused (really, this is a good thing) it can feel like a waste of money. Have you ever wondered, why do I need home insurance? Well, trust us, as home […]
Auto Insurance Terms You Need to Know
Understanding any kind of insurance policy can feel complicated. As independent insurance agents, we understand that most of the people we serve don’t have the extensive knowledge of the insurance industry we do. For that reason, at Link Hellmuth Insurance we are intentional to thoroughly explain all the insurance options available to you. Starting with […]
What is Landlord Insurance?
If you own a property with tenants living in it, rent out your home, or vacation property this information is for you. As a landlord renting out a residential property, you may assume your homeowner’s insurance combined with your tenant’s renter’s insurance in Springfield, Ohio will cover all your bases. Think again. When it comes […]
Business Insurance FAQs
As a business owner, you have a lot on your plate. We know the weight of running or starting a business can be heavy. Let us support you by answering your business insurance questions here today. Below we have accumulated some of the most frequently asked questions about business insurance. What is Business Insurance? As […]
Car Insurance as an Uber Driver: What You Need to Know
In the past few years, side hustles and contract work such as grocery delivery and ride-sharing apps have become extremely popular. As everything as shifted and unemployment ha been on the rise, these jobs have provided for families in these difficult times. While becoming an uber driver may seem as easy as submitting an application […]
What Does The Homeowners Insurance Claim Process Look Like?
If you own a home, you also must have a homeowners insurance policy. If you are an especially lucky homeowner, it is possible you have never needed to file a homeowners insurance claim. This does not mean that having home insurance isn’t worth it for you, it simply means you are incredibly fortunate. Homeowners insurance […]