Chances are, if you are a business owner a lot has changed over the last year. When you look back at your business operations over the last year you have likely added or subtracted expenses, purchased new equipment or other assets, hired or fired personnel, and much more. A lot can happen in a year! […]
It’s officially December which means the end of the year is fast approaching. It won’t be long until we are counting down to a new year. A new year can bring many additional new things with it. And in our world, a new year means it may be time for new insurance policies. A lot
The Rise of Independent Work In today’s economy, more people are working for themselves than ever before. From electricians and plumbers to graphic designers and consultants, freelancers and contractors are shaping Springfield’s workforce. But with independence comes responsibility—and one area that’s often overlooked is business insurance. If you’re self-employed, you may assume you don’t need
Ohio drivers know that the weather can change in an instant. From hailstorms to flash floods, severe storms pose real risks to vehicles. If you’re wondering whether your auto insurance in Springfield, OH covers weather-related damage, it’s important to understand what types of coverage apply and how to protect your vehicle before disaster strikes. At
When most homeowners think about home insurance, they focus on the main house. But what about other structures on your property, like detached garages, sheds, or gazebos? Many homeowners aren’t aware that these structures are often covered under their policy, but it’s important to understand the specifics. If you’re looking for reliable home insurance in
When shopping for homeowners insurance in Springfield, Ohio, understanding the terms used in your policy is critical. Two key concepts that often cause confusion are market value and replacement cost. Both impact how much your home is insured for and how much you could receive after a claim. Knowing the difference can help you avoid
Finding cheap car insurance in Springfield, Ohio is a top priority for many drivers, but rates can vary widely depending on your driving history, habits, and personal details. If your premium has increased—or you’re wondering what might cause it to rise—understanding the key factors behind insurance pricing is the first step toward saving money. At
Whether you’re renting a car for a vacation, a business trip, or while your own vehicle is in the shop, one question always comes up: Does your auto insurance cover rental cars? If you live in Springfield, Ohio, and already have a personal policy, the answer is usually yes—but it depends on your coverage. In
In today’s sharing economy, many homeowners are exploring ways to earn extra income by renting out a room—or even their entire house—on platforms like Airbnb or Vrbo. But before you hand over the keys to your home, it’s essential to understand whether your homeowners insurance provides the protection you need. If you’re renting out your
If you’re a driver in Springfield, Ohio, understanding your auto insurance coverage is crucial. Ohio law requires all drivers to carry minimum auto insurance coverage, but many wonder: Is the minimum enough? This blog breaks down Ohio’s minimum insurance requirements, explains the benefits of additional coverage, and highlights the risks of being underinsured. Whether you’re