Category: Car Insurance

At LInk-Hellmuth Insurance, we understand the importance of having the right coverage to protect your vehicle. Today, we will delve into the intricacies of comprehensive car insurance, shedding light on what it is and why it’s essential for drivers in Springfield and beyond. Understanding Comprehensive Car Insurance Comprehensive car insurance, often referred to as “comp” […]

Understanding the nuances of auto insurance is crucial, especially when it comes to factors like age and driving experience. In Springfield, Ohio, these variables play a significant role in determining auto insurance rates. In this blog post, we’ll delve into the specifics of how age and driving experience influence insurance premiums in this region, offering […]

Whether you have recently purchased a new car or are simply updating your auto insurance policy you will come across an opportunity to list all known drivers.  What does this mean? This means you are disclosing to your insurance company anyone else, in addition to yourself who may be driving your car. Sometimes it can […]

This time of year, it seems all the major car manufacturers create the same commercial. In some fashion, they depict a car being given to a beloved friend or family member as a holiday gift, complete with big red bow and surprised faces.  The reality is, that giving the gift of a car is an […]

When it comes to car insurance coverage, it is important to understand the details of your individual policies. Coverage will vary based on your needs and personal policy. There are a few items, however, that will almost never be covered by your car insurance. To know what you could be responsible for paying out of […]

How do you know what type of auto insurance you need? It can be helpful to learn from those who have gone before you. If you are new to purchasing auto insurance or looking to update your coverage you will want to consult a trusted and experienced auto insurance agent for expert advice. Our team […]

The national highway and traffic safety administration is continuing to share alarming statistics such as this one shared in 2020.  “Out of 5 million crashes reported in 2020, 13% were due to distracted drivers, that’s nearly 680,000 accidents that could have been completely avoided with safer driving practices.” Today, there are so many distractions drivers […]

The roads of Ohio present all kinds of hazards to the body of your car. Your windows and windshield are one part of your car that is especially vulnerable to damage. Whether You are driving in the city streets of Springfield, or the open country roads, you never know when a windshield crack could affect […]

The unfortunate truth is that most people will experience some sort of car collision or accident in their driving years. Fender benders or major crashes, accidents happen both big and small all the time, that’s a big part of why you have car insurance in the first place, right? Car Insurance is designed to take […]

You have probably heard people use the term “totaled” when talking about the condition of their car. Whether this is after a car accident, damaged parts, fire, or a natural disaster, most of us know having a totaled car is not a positive thing. What makes a car “totaled”? When your car is totaled, it […]